In addition to the certificate terms above, the Credit Union offers Jumbo Certificates ($100,000). The rates for these certificates are based on current market. Please contact our staff in Big Spring at (432)263-1631 or (800)756-6410 or in Sweetwater at (325)235-8835 or (866)845-5097 for the current rate. A penalty may be imposed for early withdrawal of any certificate.
Regular Savings, Special Savings and Escrow Accounts
Dividends are added to the account on the first day of each month and are paid on a day in day out basis.
Less Than $50.00 - No Dividend
$50.00 & Up - Dividend Rate of 1.00%. The annual percentage yield (APY) is 1.00%
Checking Accounts
Dividend Rate of 0.50% The annual percentage yield (APY) is 0.50%
CHECKING ACCOUNT FEE SCHEDULE
NSF Fee - $20.00
Stop Payment Fee - $20.00
Computer Overdraft (from Shares) Transfer Fee - $1.00 for checks and $2.50 for ACH
Negative Draft Fee (check or debit card) - $20.00
Loan Overdraft Fee - $2.50
Printout of the Account History - $2.00 per request up to 4 pages or $3.00 per request over 4 pages. There is one free printout per month.
Monthly Service Charge - $5.00 per month if the account goes below $250 during the month.
Jumbo Certificates ($90,000 & Up)
The rates for these certificates are based on current market. Please contact our staff at (432)263-1631 or (800)756-6410 for the current rate.
Certificates may be charged a penalty for early withdrawal.
The above rates are based on an annual rate and are paid to the accounts on a monthly basis.
Dividend rates are set monthly by the Board of Directors. | 
SEPTEMBER 8, 2010 
